Major Forex
8 supported codes
USDEURGBPJPYCHFCADAUDNZD
Live currency tool
Currency Converter — Live Exchange Rates
Convert 160+ currencies with timestamped rates, transparent formulas, priority SEO pair pages, and forex trading context built for Fibonetics users.
ExchangeRate-API Ready15-Minute CacheServer-Side Key Protection
Convert 160+ currencies with live rates. Select currencies, enter amount, get result instantly.
Live calculator
Convert Any Currency Pair
Quick select
Popular Currency Pairs
Mid-market reference
Live Exchange Rate Table
ExchangeRate-API provides conversion rates. When bid/ask is unavailable, Fibonetics labels the value as a mid-market rate.
| Pair | Mid-Market Rate | Reverse Rate | Bid / Ask | Updated |
|---|---|---|---|---|
| USD/EUR | 1 USD = 0.8671 EUR | 1 EUR = 1.1533 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| EUR/USD | 1 EUR = 1.1533 USD | 1 USD = 0.8671 EUR | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| GBP/USD | 1 GBP = 1.3348 USD | 1 USD = 0.7492 GBP | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/JPY | 1 USD = 160.26 JPY | 1 JPY = 0.00624005 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/PKR | 1 USD = 278.48 PKR | 1 PKR = 0.00359092 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/INR | 1 USD = 95.174 INR | 1 INR = 0.010507 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/AED | 1 USD = 3.6725 AED | 1 AED = 0.272294 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/SAR | 1 USD = 3.75 SAR | 1 SAR = 0.266667 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/CAD | 1 USD = 1.3938 CAD | 1 CAD = 0.717463 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/AUD | 1 USD = 1.4199 AUD | 1 AUD = 0.704275 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/CHF | 1 USD = 0.7958 CHF | 1 CHF = 1.2566 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
| USD/CNY | 1 USD = 6.7934 CNY | 1 CNY = 0.147202 USD | Mid-market only | Jun 08, 2026, 12:00 AM UTC |
Workflow
How to Use the Currency Converter
- Enter the amount you want to convert.
- Select the currency you are converting from.
- Select the currency you are converting to.
- Read the large result, the one-unit exchange rate, the reverse rate, and the UTC timestamp.
- Use Refresh rates when you need a manual live check before comparing the result with your broker or bank.
Formula
Currency Conversion Formula
Converted Amount = Amount × Exchange Rate
Example: if 1 USD = 0.9200 EUR, then 100 USD × 0.9200 = 92.00 EUR. If converting back from EUR to USD, use the reverse formula: 92 EUR × (1 / 0.9200) = 100.00 USD.
Rate quality
What Is the Mid-Market Rate?
The mid-market exchange rate is the midpoint between the buy and sell prices available in the currency market. It is the cleanest benchmark for conversion because it strips out the spread charged by banks, brokers, cards, and transfer companies.
The Fibonetics converter shows a reference conversion rate with a timestamp so you can understand the calculation before comparing it with the actual executable rate from your provider.
Execution reality
Why Rates Differ Between Providers
Banks, remittance companies, payment apps, cards, and brokers do not all quote the same conversion price. They can add transfer fees, card spreads, overnight financing, settlement margins, or wider weekend spreads. That is why a clean mid-market rate is a benchmark, not a guaranteed fill.
For high-value conversions, compare the displayed rate, the provider rate, and the total fee in the same currency. A low visible fee can still hide a wider exchange-rate spread.
Fibonetics angle
Currency Conversion for Traders
Traders use currency conversion differently from travelers. Account currency, margin currency, quote currency, and profit currency can all affect the real value of a trade. A USD account trading GBP/JPY, for example, still needs clean conversion logic when translating risk, profit, and broker statements.
Fibonetics connects this converter to practical tools: use the lot size calculator for position risk, the Fibonacci calculator for price levels, market hours for liquidity timing, and the forex heat map for strength and weakness before choosing a pair.
164+ codes
Supported Currencies by Region
Asia-Pacific
25 supported codes
CNYHKDSGDKRWTWDINRPKRBDTLKRNPRMMKTHBIDRMYRPHPVNDBNDBTNKHRKIDLAKMOPMVRMNTAFN
Middle East
15 supported codes
AEDSARQARKWDBHDOMRJODILSTRYEGPIQDIRRLBPSYPYER
Africa
42 supported codes
ZARNGNKESGHSMADTZSETBUGXXOFXAFAOABIFBWPCDFCVEDJFDZDERNGMDGNFKMFLRDLSLLYDMGAMRUMURMWKMZNNADRWFSCRSDGSHPSLESOSSSPSTNSZLTNDZMWZWL
Americas
22 supported codes
MXNBRLARSCOPCLPPENBOBPYGUYUCRCGTQDOPTTDBZDCUPGYDHNLHTGNIOPABSRDVES
Europe non-EUR
22 supported codes
SEKNOKDKKPLNCZKHUFRONHRKRSDBGNISKALLBAMBYNFKPFOKGGPGIPIMPJEPMDLMKD
Central Asia/Caucasus
10 supported codes
RUBUAHKZTGELAMDAZNUZSTJSKGSTMT
Caribbean/Pacific
17 supported codes
JMDBBDBSDKYDAWGANGFJDPGKSBDWSTTOPVUVXCDXPFBMDTVDXCG
Other
3 supported codes
XDRXAUXAG
Direct answers
Currency Converter - Frequently Asked Questions
What is the mid-market exchange rate?
The mid-market rate is the midpoint between the buy and sell prices of a currency pair. It is the fairest benchmark for currency conversion. Banks and transfer services add a spread or fee on top of this rate.
How do I convert USD to EUR?
To convert USD to EUR: multiply the USD amount by the current USD/EUR exchange rate. If the rate is 0.92, then 100 USD = 100 x 0.92 = 92 EUR. The Fibonetics currency converter calculates this automatically with a live rate.
How often are currency rates updated?
Live rates are fetched through a server-side ExchangeRate-API integration and cached for 15 minutes. Every result shows the last update timestamp in UTC.
Why is my bank rate different from the converter rate?
Banks, brokers, and transfer companies usually add a spread, conversion fee, card fee, or settlement margin. The converter shows a mid-market reference rate, not a guaranteed execution price.
Can I convert USD to PKR on Fibonetics?
Yes. USD to PKR is a priority pair on Fibonetics because many users in Pakistan track dollar conversion, remittance values, and trading-account funding.
Can traders use this as a forex converter?
Yes. The tool is useful for account-currency conversion, pair comparison, trade planning, and checking how exchange rates may affect risk calculations.
What is the currency conversion formula?
Converted Amount = Amount x Exchange Rate. If 1 USD = 0.92 EUR, then 100 USD x 0.92 = 92 EUR.
Does this page expose the ExchangeRate-API key?
No. The API key is read only on the server through EXCHANGERATE_API_KEY. Browser requests go through Fibonetics Next.js API routes.
What happens if the live API is temporarily unavailable?
The converter uses the last cached rate when available and shows a stale-data banner with the timestamp. Local builds without the API key use clearly labeled fallback reference rates.
What does USD/EUR mean?
USD/EUR shows how many euros one US dollar can buy. If USD/EUR is 0.92, then 1 USD equals 0.92 EUR.
What does EUR/USD mean?
EUR/USD shows how many US dollars one euro can buy. It is the reverse direction of USD/EUR and has its own search intent and pair page.
Can I convert between non-USD currencies?
Yes. The calculator uses a USD-based rate table to calculate cross rates such as GBP to PKR, EUR to INR, AUD to NZD, and other non-USD conversions.
Are bid and ask prices included?
ExchangeRate-API provides conversion rates rather than broker bid/ask quotes. The table labels these as mid-market reference rates when bid and ask are not available.
Is this financial advice?
No. Currency conversion data is provided for education, planning, and informational use. Always verify execution prices with your bank, broker, or payment provider.
Which currency pairs have dedicated SEO pages?
Priority pairs such as USD to PKR, USD to EUR, EUR to USD, GBP to USD, USD to INR, USD to AED, and USD to SAR have ISR pair pages with server-rendered direct answers.
Risk Disclaimer: Currency conversion rates are for educational and informational purposes only. Exchange rates can change rapidly and execution prices may differ by bank, broker, card provider, payment app, spread, fee, liquidity, timing, and jurisdiction. This is not financial advice. Always verify conversion and trading prices with your provider before making financial decisions.